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http://dbpedia.org/ontology/abstract The Government National Mortgage AssociatiThe Government National Mortgage Association (GNMA), or Ginnie Mae, is a government-owned corporation of the United States Federal Government within the Department of Housing and Urban Development (HUD). It was founded in 1968 and works to expand affordable housing by guaranteeing housing loans (mortgages) thereby lowering financing costs such as interest rates for those loans. It does that through guaranteeing to investors the on-time payment of mortgage-backed securities (MBS) even if homeowners default on the underlying mortgages and the homes are foreclosed upon. Ginnie Mae guarantees only securities backed by single-family and multifamily loans insured by government agencies, including the Federal Housing Authority, Department of Veterans Affairs, the Department of Housing and Urban Development’s Office of Public and Indian Housing, and the Department of Agriculture’s Rural Development. Ginnie Mae neither originates nor purchases mortgage loans nor buys, sells or issues securities. The credit risk on the mortgage collateral underlying its mortgage-backed securities primarily resides with other insuring government agencies. Ginnie Mae is similar to Fannie Mae (Federal National Mortgage Association) and Freddie Mac (Federal Home Loan Mortgage Corporation) with the difference being that Ginnie Mae is a wholly owned government corporation whereas Fannie Mae and Freddie Mac are "government-sponsored enterprises" (GSEs), which are federally chartered corporations privately owned by shareholders. Today, Ginnie Mae securities are the only mortgage-backed securities that are backed by the "full faith and credit" guaranty of the United States Federal Government, although some have argued that Fannie Mae and Freddie Mac securities are de facto or "effective" beneficiaries of this guarantee after the Federal Government rescued them from insolvency and placed them under government conservatorship in September 2008 during the Great Recession.September 2008 during the Great Recession. , La Asociación Nacional Gubernamental HipotLa Asociación Nacional Gubernamental Hipotecaria (GNMA), o Ginnie Mae, fue establecida en los Estados Unidos en 1968 para promover la propiedad de vivienda. Como una corporación gubernamental totalmente pública dentro del Departamento de Vivienda y Desarrollo Urbano de los Estados Unidos, la misión de Ginnie Mae es expandir la financiación de viviendas asequibles en Estados Unidos enlazando el capital doméstico y global a los mercados financieros de vivienda de la nación, proporcionando liquidez de mercado a programas de préstamos hipotecarios con patrocinio federal. Ginnie Mae permite a los prestamistas hipotecarios la obtención de una mayor rentabilidad de sus préstamos en los mercados de capitales. Los prestamistas pueden utilizar sus beneficios para poner nuevos préstamos hipotecarios a disposición de los consumidores. Eso también ayuda a reducir los costos de la financiación y facilita que se creen oportunidades para establecer viviendas sostenibles y asequibles para familias que buscan disponer de bienes inmuebles en propiedad. * Datos: Q1525061inmuebles en propiedad. * Datos: Q1525061 , アメリカ連邦政府抵当金庫(アメリカれんぽうせいふていとうきんこ、英: Government National Mortgage Association, GNMA)は、アメリカの金融機関。ジニーメイ(Ginnie Mae 以下、本文中に用いる)の愛称が広く浸透している。 , تأسست الرابطة الوطنية للرهن العقاري الحكومتأسست الرابطة الوطنية للرهن العقاري الحكومية ( GNMA ) ، أو جيني ماي ، في الولايات المتحدة في عام 1968 لتعزيز ملكية المنازل. باعتبارها شركة حكومية مملوكة بالكامل داخل وزارة الإسكان والتنمية الحضرية (HUD) ، تتمثل مهمة جيني ماي في توسيع تمويل الإسكان بأسعار معقولة في أمريكا من خلال ربط الرسملة المحلية والعالمية بأسواق تمويل الإسكان في البلاد ، وتوفير السيولة في السوق للإقراض العقاري برعاية فدرالية البرامج. يسمح ضمان جيني ماي لمقرضي الرهن العقاري بالحصول على سعر أفضل لقروضهم في أسواق رأس المال . يمكن المقرضين ثم استخدام العائدات لجعل قروض الرهن العقاري الجديدة المتاحة للمستهلكين. يساعد هذا أيضًا في خفض تكاليف التمويل وخلق فرص للإسكان المستدام وبأسعار معقولة للعائلات التي تسعى للحصول على ملكية المنزل.لعائلات التي تسعى للحصول على ملكية المنزل. , Ginnie Mae, Langname Government National MGinnie Mae, Langname Government National Mortgage Association (GNMA), ist ein Staatsunternehmen in den USA mit dem Geschäftszweck der Förderung des Eigenheims durch die Bereitstellung von günstigen Krediten für Hauskäufer und Hausbauer. Der verbreitete Begriff Ginnie Mae ist ein Quasi-Akronym für den Langnamen Government National Mortgage Association. Government National Mortgage Association.
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rdfs:comment تأسست الرابطة الوطنية للرهن العقاري الحكومتأسست الرابطة الوطنية للرهن العقاري الحكومية ( GNMA ) ، أو جيني ماي ، في الولايات المتحدة في عام 1968 لتعزيز ملكية المنازل. باعتبارها شركة حكومية مملوكة بالكامل داخل وزارة الإسكان والتنمية الحضرية (HUD) ، تتمثل مهمة جيني ماي في توسيع تمويل الإسكان بأسعار معقولة في أمريكا من خلال ربط الرسملة المحلية والعالمية بأسواق تمويل الإسكان في البلاد ، وتوفير السيولة في السوق للإقراض العقاري برعاية فدرالية البرامج.وق للإقراض العقاري برعاية فدرالية البرامج. , アメリカ連邦政府抵当金庫(アメリカれんぽうせいふていとうきんこ、英: Government National Mortgage Association, GNMA)は、アメリカの金融機関。ジニーメイ(Ginnie Mae 以下、本文中に用いる)の愛称が広く浸透している。 , Ginnie Mae, Langname Government National MGinnie Mae, Langname Government National Mortgage Association (GNMA), ist ein Staatsunternehmen in den USA mit dem Geschäftszweck der Förderung des Eigenheims durch die Bereitstellung von günstigen Krediten für Hauskäufer und Hausbauer. Der verbreitete Begriff Ginnie Mae ist ein Quasi-Akronym für den Langnamen Government National Mortgage Association. Government National Mortgage Association. , The Government National Mortgage AssociatiThe Government National Mortgage Association (GNMA), or Ginnie Mae, is a government-owned corporation of the United States Federal Government within the Department of Housing and Urban Development (HUD). It was founded in 1968 and works to expand affordable housing by guaranteeing housing loans (mortgages) thereby lowering financing costs such as interest rates for those loans. It does that through guaranteeing to investors the on-time payment of mortgage-backed securities (MBS) even if homeowners default on the underlying mortgages and the homes are foreclosed upon.rtgages and the homes are foreclosed upon. , La Asociación Nacional Gubernamental HipotLa Asociación Nacional Gubernamental Hipotecaria (GNMA), o Ginnie Mae, fue establecida en los Estados Unidos en 1968 para promover la propiedad de vivienda. Como una corporación gubernamental totalmente pública dentro del Departamento de Vivienda y Desarrollo Urbano de los Estados Unidos, la misión de Ginnie Mae es expandir la financiación de viviendas asequibles en Estados Unidos enlazando el capital doméstico y global a los mercados financieros de vivienda de la nación, proporcionando liquidez de mercado a programas de préstamos hipotecarios con patrocinio federal. * Datos: Q1525061con patrocinio federal. * Datos: Q1525061
rdfs:label Asociación Nacional Gubernamental Hipotecaria (Ginnie Mae) , 連邦政府抵当金庫 , Ginnie Mae , جيني ماي (شركة) , Government National Mortgage Association
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