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Der Eurocheque (Eigenschreibweise: euroche … Der Eurocheque (Eigenschreibweise: eurocheque) war ein grenzüberschreitend garantierter Scheck der europäischen Kreditinstitute, der in den 1960er-Jahren eingeführt wurde und zum 1. Januar 2002 auslief. Die Einlösung eines Eurocheques wurde durch einen Garantievertrag zwischen Schecknehmer und Bankier gewährleistet, der durch den Schecknehmer und den Scheckaussteller, der sich durch eine besondere Karte (Eurocheque-Karte, EC-Karte) als bevollmächtigt auswies, abgeschlossen wurde. Die EC-Karte wurde im Laufe der Zeit um die Funktion einer Debitkarte ergänzt, um an einem Bank- oder Sparkassenautomaten Geld abheben zu können.parkassenautomaten Geld abheben zu können.
, The Eurocheque was a type of cheque used i … The Eurocheque was a type of cheque used in Europe that was accepted across national borders and which could be written in a variety of currencies. Eurocheques were originally introduced in 1969 as an alternative to the traveler's cheque and for international payments for goods and services. They were rapidly adopted for domestic use in a number of countries, to the extent that their use for international payment rarely accounted for more than 5% of total Eurocheque transactions. The charges for clearing Eurocheques were substantially lower than those for cross-border use of domestic cheques. Although still accepted as payment by a few bodies, the practice of issuing Eurocheques ceased on 1 January 2002, following the decision to withdraw the Eurocheque guarantee. Eurocheques were particularly popular in German-speaking countries, where they were often issued as standard domestic cheques. They usually had to be accompanied by a cheque guarantee card in order to be accepted in payment at a point of sale. The Eurocheque guarantee card also had the functionality of an ATM card. In some countries, such as Austria and Germany, virtually all Eurocheque cards were co-branded with the logo of the respective domestic debit card system and were actually debit cards. After its phase-out, virtually all of these Eurocheque cards were replaced by Maestro cards. Therefore, Maestro is very often considered to be the successor to the Eurocheque system. The decision to end the issuing of Eurocheques was taken because increasing numbers of retailers and banks started to decline payment by Eurocheque and because the use of cash machines and credit cards by international travellers grew within Europe. The relatively high cost of processing Eurocheques, together with the costs resulting from fraud, were also among the factors. In advance of the move, the European Commission expressed concern that "the benefits of the existing eurocheque system, in particular its standardised cheque format and its clearing facilities in all European countries should not be lost."ll European countries should not be lost."
, De Eurocheque was een soort betaalcheque g … De Eurocheque was een soort betaalcheque gebruikt in Europa die over de grenzen heen aanvaard werd en die in verscheidene munten kon worden uitgeschreven. In het binnenlandse betalingsverkeer waren deze gegarandeerd tot een bedrag van 300 Nederlandse gulden of 7000 Belgische frank. Eurocheques werden oorspronkelijk ingevoerd in 1969 als een alternatief voor de travellercheque en voor de internationale betaling van goederen en diensten. Op dat moment waren de cheques geldig in 14 landen: België, Frankrijk, Verenigd Koninkrijk, Nederland, Oostenrijk, Zwitserland en West-Duitsland (die zelf cheques uitgaven), samen met Denemarken, Italië, Ierland, Luxemburg, Noorwegen, Spanje en Zweden (die alleen Eurocheques aanvaardden als betaling). Ook buiten Europa konden Eurocheques worden verzilverd, zoals op de postkantoren in Indonesië. De uitgifte van Eurocheques is gestopt op 1 januari 2002, tegelijk met de invoering van de chartale euro.ijk met de invoering van de chartale euro.
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Der Eurocheque (Eigenschreibweise: euroche … Der Eurocheque (Eigenschreibweise: eurocheque) war ein grenzüberschreitend garantierter Scheck der europäischen Kreditinstitute, der in den 1960er-Jahren eingeführt wurde und zum 1. Januar 2002 auslief. Die Einlösung eines Eurocheques wurde durch einen Garantievertrag zwischen Schecknehmer und Bankier gewährleistet, der durch den Schecknehmer und den Scheckaussteller, der sich durch eine besondere Karte (Eurocheque-Karte, EC-Karte) als bevollmächtigt auswies, abgeschlossen wurde.vollmächtigt auswies, abgeschlossen wurde.
, De Eurocheque was een soort betaalcheque g … De Eurocheque was een soort betaalcheque gebruikt in Europa die over de grenzen heen aanvaard werd en die in verscheidene munten kon worden uitgeschreven. In het binnenlandse betalingsverkeer waren deze gegarandeerd tot een bedrag van 300 Nederlandse gulden of 7000 Belgische frank. De uitgifte van Eurocheques is gestopt op 1 januari 2002, tegelijk met de invoering van de chartale euro.ijk met de invoering van de chartale euro.
, The Eurocheque was a type of cheque used i … The Eurocheque was a type of cheque used in Europe that was accepted across national borders and which could be written in a variety of currencies. Eurocheques were originally introduced in 1969 as an alternative to the traveler's cheque and for international payments for goods and services. They were rapidly adopted for domestic use in a number of countries, to the extent that their use for international payment rarely accounted for more than 5% of total Eurocheque transactions. The charges for clearing Eurocheques were substantially lower than those for cross-border use of domestic cheques. for cross-border use of domestic cheques.
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Eurocheque
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